CAIP can help with Grant and Loan Programs

Are you looking to complete a renovation or make repairs to your home? As a member of CAIP, you don’t have to do it alone. Call 403.774.7247 if you have questions or join today to have CAIP help you through this process.

Provincial Programs

 

Seniors Home Adaptation and Repair Program (SHARP) (links to Alberta Government site)

SHARP provides low-interest home equity loans to help seniors (65 or older) finance necessary repairs, adaptations and renovations to their homes. A maximum loan of $40,000 is available to seniors and senior couples with an annual total income of $75,000 or less and who have a minimum of 25 per cent home equity in their primary residence.

 

How can CAIP help?
CAIP can help members with the SHARP Application and getting the work done by trusted contractors and trades people.

 

 

Special Needs Assistance for Seniors (SNA) Program (links to Alberta Government site)

The SNA program provides a lump-sum payment to eligible low-income seniors (65 or older). This program provides assistance with some of the cost of appliances and some health and personal supports.The maximum assistance available is $5,000 in a benefit year. SNA will not fund home repairs.

 

How can CAIP help?
CAIP can help members apply to the Alberta Seniors Benefit Program or submit a Seniors Financial Assistance (SFA) application which is required prior to submitting a SNA claim. Please note that members will have to fill out a SNA request form to allow CAIP to make the claim on their behalf.

 

 

Residential Access Modification Program (RAMP) (links to Alberta Government site)

The RAMP provides grants to help lower-income Albertans (of any age) with mobility challenges (using a wheelchair or 4-wheel walker) modify their homes so they can enter and move around more easily. Albertans can apply for a RAMP grant for up to $7,500 annually and up to a maximum of $15,000 within a 10-year benefit period.

 

How can CAIP help?

CAIP can help members with the completing the RAMP Application and getting the work done by trusted contractors and trades people.

 

 

Federal Programs

Also, you may want to have at look at the CHMC Maintaining Seniors Independence: A Guide to Home Adaptations — A Self-Assessment Guide PDF This guide helps seniors (their families and caregivers) assess their own unique circumstances including using stairs, moving around the house, doing laundry and answering the door.

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